Home and Auto Insurance

As our member, you can save on your insurance

Enjoy exclusive savings – up to 55% – when you bundle your Home and Auto coverage with CUMIS, our loyal insurance partner.

As a good driver, a responsible homeowner and a valued credit union member, you should be rewarded. That’s why we’ve teamed up with CUMIS. Take advantage of the preferred member rates, quality coverage and straightforward claims process you deserve.

Why choose CUMIS? Serving approximately 85% of credit unions and caisses populaires across the country, they provide insurance and investment solutions – along with exceptional service – to more than five million members. Here’s why CUMIS is the top choice for Home and Auto insurance among Canadian credit union members:

Comprehensive coverage

You’ll enjoy all the protection you expect from your insurance, as well as additional benefits!

Home insurance

  • Home Claims Forgiveness, which means that your first home claim has no impact on your policy or premiums.
  • Disappearing Deductible, which reduces your home deductible by $100 each year, until it disappears.
  • Claims-Free Rate when you are claims-free for three years.
  • Identity-theft protection for expenses you incur to recover your identity – with no deductible, no impact to your claims-free discount, and no additional costs.
  • Legal Assistance Helpline, where lawyers provide free, on-demand guidance around Canadian legal matters.

Auto insurance

  • Accident Forgiveness, which excuses your first at-fault accident to protect your driving record and to keep your premium low.
  • Claims-Free Rate when you are claims-free for three years.
  • Additional bundling options offering more savings and more coverage, including rental-vehicle liability and emergency roadside assistance.

Claims Guarantee

With CUMIS, you can review your options before you make a claim, without fear of consequences or premium increases if you choose not to proceed. You’ll also have access to a one-of-a-kind service review panel, which ensures fair solutions to disputed claims and other complaints.

Ready to be rewarded?

Call 1-800-810-2847 to speak with a Licensed Insurance Representative. Or visit CUMIS.com to get your QuickQuote in as little as 30 seconds!  Don't forget to mention you're a Kingston Community Credit Union Member.  Learn More



Terms and conditions apply. To contact CUMIS, please visit cumis.com or call 1-800-263-9120. Home and Auto insurance is underwritten by CUMIS General Insurance Company and administered by Co-operators General Insurance Company. Not all products are available in all provinces. Please refer to your policy for applicable coverage limitations and exclusions. CUMIS General Insurance Company and Cooperators General Insurance Company are committed to protecting the privacy, confidentiality, accuracy and security of the personal information that we collect, use, retain and disclose in the course of conducting our business. For more information on privacy policies, please visit cumis.com/privacy for CUMIS General Insurance Company and www.cooperators.ca/en/publicpages/privacy.aspx for Co-operators General Insurance Company. CUMIS® is a registered trademark of The CUMIS Group Limited. ©2024 CUMIS General Insurance Company.