All rates as of July 26th, 2022

Investing

Term Deposits/Guaranteed Investment Certificates (GICs)

Term Deposit length	Rate (%)
18 Month Special	2.60
30 Day Non-Callable	0.35
60 Day Non-Callable	0.35
90 Day Non-Callable	0.40
120 Day Non-Callable	0.40
180 Day Non-Callable	0.60
270 Day Non-Callable	0.80
1 Year Non-Callable	2.50
2 Year Non-Callable	2.75
3 Year Non-Callable	3.00
4 Year Non-Callable	3.25
5 Year Non-Callable	3.60

High Interest Savings Account (HISA)  

HISA balance	Rate (%)
$0 - $9,999	0.85
$10,000 - $24,999	0.85
$25,000 - $99,999	0.85
$100,000 or more	1.00

Details available under "Personal Accounts" (scroll down to end)

RRSP/RRIF/TFSA /Term Rates (min. $500)

Term Deposit Length	Rate (%)
1 Year Callable rate	0.50
1 Year Non-Callable	2.50
2 Year Non-Callable	2.75
3 Year Non-Callable	3.00
4 Year Non-Callable	3.25
5 Year Non-Callable	3.60

The interest rate is an annual rate, interest earned is paid on maturity. Interest rates are subject to change without notice.

RRSP/RRIF/TFSA/Term (Members ONLY rates $500 Min.) 

Note: The interest rate is an annual rate, interest earned is paid on maturity. Interest rates are subject to change without notice.

Term Deposit Length	Rate (%)
18 Month Special	2.60
1 Year Non-Callable	2.55
2 Year Non-Callable	2.80
3 Year Non-Callable	3.05
4 Year Non-Callable	3.30
5 Year Non-Callable	3.65

RRSP/RRIF/TFSA/Term (Members ONLY rates $10K Min.) 

Note: The interest rate is an annual rate, interest earned is paid on maturity. Interest rates are subject to change without notice.

Term Deposit Length	Rate (%)
18 Month Special	2.60
1 Year Non-Callable	2.60
2 Year Non-Callable	2.85
3 Year Non-Callable	3.10
4 Year Non-Callable	3.35
5 Year Non-Callable	3.70

Borrowing

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Posted / Discount** First Mortgage Rates	Rate (%)
Basic Variable Rate Mtg  (HELOC)	5.20
Fixed - Commercial Base	5.70
Fixed - 6 Mo. or 1 yr - Open	6.25
Fixed - 1 year - Closed	4.74
Fixed - 2 year - Closed	5.14
Fixed - 3 year - Closed	5.34
Fixed - 4 year - Closed	5.64
Fixed - 5 year - Closed	5.99
Fixed - 1 yr - Discount (Closed)	4.79
Fixed - 2 yr - Discount (Closed)	5.04
Fixed - 3 yr - Discount (Closed)	5.14
Fixed - 4 yr - Discount (Closed)	5.19
Fixed - 5 yr - Discount (Closed)	5.29
Fixed - 5 yr (CMHC) - (Closed - NEW)	4.99
Base rate (KCCU prime)	5.70

Errors and omissions excepted - Please call to confirm.

* Special rate applies to new funds only - time-limited offer may be discontinued at any time.

** All Discount rates are OAC (On approved credit) - Qualifying is based on credit and geography.