Rates

Investing

Term Deposits/Guaranteed Investment Certificates Rates
Term Deposit Length Rate (%)
Special offer 36 mo. 1.90
30 Day Non-Callable 0.10
60 Day Non-Callable 0.15
90 Day Non-Callable 0.35
120 Day Non-Callable 0.35
180 Day Non-Callable 0.45
270 Day Non-Callable 0.50
1 Year Non-Callable 1.20
2 Year Non-Callable 1.25
3 Year Non-Callable 1.35
4 Year Non-Callable 1.50
5 Year Non-Callable 1.65

 

RRSP/RRIF/TFSA Term Rates
Term Deposit Length Rate (%)
Special offer 48 mo. 2.05
1 Year Non-Callable 1.20
2 Year Non-Callable 1.25
3 Year Non-Callable 1.35
4 Year Non-Callable 1.50
5 Year Non-Callable 1.65

Borrowing

First Mortgages - Term rates
Posted/ Discounted Rate (%)
Basic Variable Rate 3.95
Fixed - 6 month Open 6.35
Fixed - 6 Month Closed 3.34
Fixed - 1 year Open 6.35
Fixed - 1 year Closed

3.29

Fixed - 2 year Closed 3.39
Fixed - 3 year Closed 3.94
Fixed - 4 year Closed 4.29
Fixed - 5 year Closed 5.14
Fixed - 1-2 yr Discount OAC 3.19
Fixed - 3 yr Discount OAC 3.39
Fixed - 4-5 yr Discount OAC 3.49
Base rate (KCCU prime rate) 4.45

 

Errors and omissions excepted - Please call to confirm.

OAC - ON approved credit - Qualifying for discount rates is based on credit and geography.