Mobile Pay

KCCU introduces Mobile Pay for all members with a smartphone.

Ask us today about how you can get started. If you have an Apple device, Apple Pay is available.   FREQUENTLY ASKED QUESTIONS

For android mobile devices and phones, you also have the option of Google Pay and Samsung Pay.

You are already using your MEMBER CARD for everyday purchases and your mobile phone is likely close at hand.   We now have Mobile Pay – where you can pay with INTERAC® Flash on Android Phones!

  • It’s easy.  All you need is an NFC-enabled Android phone and the latest version of the KCCU Mobile App.  With your MEMBER CARD loaded on your phone, you are ready to use Mobile Pay!  
  • It’s fast. Look for retailers that display the INTERAC Flash logo – it just takes a click or two to pay!  
  • It’s secure.  With protection such as passcode verification, transaction limits and zero customer liability, you can feel confident using Mobile Pay for any INTERAC Flash purchase.  


How Mobile Pay Works

Mobile Pay is based on NFC technology - the same technology that powers Interac Flash cards.  NFC is built right into Android Phones - operating system (OS) Version 4.4 and above. 

Interac Flash uses chip technology, with functionality and state-of-the-art security unique to Interac Flash.  Card information is not stored on the mobile device.

How to use Mobile Pay

You simply download the latest version of the KCCU Mobile App to your apple phone or iPad from the App store or for your  Android phone or tablet from the Google Play store. Open it and select Mobile Pay. Select which MEMBER CARD you would like loaded on the phone.  Choose a passcode and then you can start making payments immediately.

You can use Mobile Pay at any retailer where Interac Flash is accepted.  Then just hover your unlocked Mobile phone over the reader, follow the instructions on the screen and wait for the purchase to be approved. Your account is updated immediately.

For purchases over $100, you will be prompted to enter the Passcode selected when Mobile Pay was set up.  From time to time, you may also be asked for the Passcode for additional security. 

If you have further questions don't hesitate to contact your local branch or send us an email.