Fee Free Accounts
Fee Free options at KCCU!
We are doing something new at Kingston Community Credit Union. We have service charge-free accounts for youth and members wishing to do banking online.
Choose the account (at the nearest branch) that best suits your needs!
Learn about Member Shares !
Would you like to set up an appointment - or click here to get started now. Please check here for what you need to bring with you!
*E-Free Account
Self Serve Account
Features and Benefits:
- No Monthly Fee
- Free Unlimited online transactions
- Free Unlimited chequing/debit transactions in Canada
- Free unlimited electronic and pre-authorized debits and credits
- Free unlimited bill payments paid online and at KCCU’s ATMs
- Free online statements with cheque images
- Free MemberDirect®
- Free unlimited Me-2-Me transfers
- Free unlimited incoming email money transfers (via MemberDirect® )
- 15 free outgoing e-transfers per month; $1.00 per e-transfer thereafter
- Free Mobile app
- Access to surcharge-free ATM network (The Exchange®)
- Interest paid monthly, calculated on minimum daily balance
Applicable Full Service Fee Note:
In-branch/over the phone transactions are subject to fees as follows:
- Over the counter transactions (debit/credit) $2.00/transaction fee
- in-branch bill payment $1.25/transaction plus $2.00/transaction fee
- Sundry Items (office cheques, certified cheques, etc... Applicable sundry charge plus $2.00/transaction fee
- In branch/over the phone inquiries/requests $2.00/transaction plus transaction fee (if applicable)
- Automatic transfer set up fee in branch/over the phone $2.00
- Statement or Account Information $2.00 per item.
*FEE FREE
Fee Free
Youth and Student Account
For anyone up to age 25
Features and Benefits:
- Free debit card transactions
- Free transfers between accounts
- Free online bill payments
- Student Mastercard (OAC)
- Free MemberDirect®
- Free Mobile app
- Free unlimited Me-2-Me transfers
- Free unlimited incoming and outgoing e-mail money transfers (via MemberDirect® )
- Free withdrawal at KCCU ATMs
- Access to surcharge-free ATM network (The Exchange®)
MEMBERDIRECT and MEMBERDIRECT Design are registered trade-marks, MEMBER CARD and MEMBER CARD & Design are registered certification marks owned by Canadian Credit Union Association, used under license.