Fee Free Accounts

Fee Free options at KCCU!

If you are looking for a simple, easy and FREE way to do your day to day banking, check out our FEE FREE self serve account options below. 

We also offers a variety of other account options to meet all your banking needs.  Refer to our quick overview of accounts for easy comparison. 

Start your account application online today or contact us to set up a time to meet.  


*E-Free Account 

Self Serve Personal Account

Value PackageFeatures and Benefits:  

  • No Monthly Fee 
  • Free unlimited online transactions
  • Free unlimited chequing/debit transactions in Canada
  • Free unlimited electronic and pre-authorized debits and credits
  • Free unlimited bill payments paid online and at KCCU’s ATMs
  • Free online statements with cheque images 
  • Free MemberDirect®
  • Free unlimited Me-2-Me transfers
  • Free unlimited incoming email money transfers (via MemberDirect® )
  • 15 free outgoing e-transfers per month; $1.00 per e-transfer thereafter
  • Free Mobile app
  • Access to surcharge-free ATM network (The Exchange®)
  • Interest paid monthly, calculated on minimum daily balance

Applicable Full Service Fee Note:

In-branch/over the phone transactions are subject to fees as follows:

  • Over the counter transactions (debit/credit) $2.00/transaction fee
  • in-branch bill payment $1.25/transaction plus $2.00/transaction fee 
  • Sundry Items (office cheques, certified cheques, etc... Applicable sundry charge plus $2.00/transaction fee 
  • In branch/over the phone inquiries/requests $2.00/transaction plus transaction fee (if applicable) 
  • Automatic transfer set up fee in branch/over the phone $2.00
  • Statement or account information $2.00 per item.



 Fee Free Personal AccountFat Cat

Youth and Student Account

For anyone up to age 25

Features and Benefits:


Overview of Accounts

Save more using our Round up Feature

Account Opening Requirements

Terms and Conditions - Personal Accounts


MEMBERDIRECT and MEMBERDIRECT Design are registered trade-marks, MEMBER CARD and MEMBER CARD & Design are registered certification marks owned by Canadian Credit Union Association, used under license.