The Zero Percent Myth

Zero percent Financing DOES COST YOU!

Wow!   A 0% car loan, that’s got to be the best deal, right?  NOT EXACTLY and here’s why! That low interest rate might cause you to pay what you save in interest UP FRONT onto the price of the car.  Don’t let that rate cause you to neglect negotiating the best price for the vehicle.

Come with Financing in Place – Get a Better PRICE!

It makes sense to have your financing already in place before you go to a dealership.  With a pre-approved KCCU car loan, you have cash in your hands. It gives you the power to negotiate a lower price. So shop ahead, and you’ll know the rate and amount you qualify to finance. The dealer won’t be able to talk you into taking their financing at a higher interest rate than you deserve.

Don’t fall for a tempting interest rate at the dealer. You might be better off arranging a loan from your credit union, then negotiating the best price for the car and getting the manufacturer’s cash rebate, which you lose if you take the dealer financing.

Flexible Loan Features

With a KCCU Car Loan, you can $AVE money with flexible payment options: monthly, bi-weekly or weekly payment options. Plus, optional life, disability and critical illness insurance are available to make sure you and your family are protected in the event of illness or death.

Let’s chat. Call one of our branches today to get into the vehicle you want at the price you want to pay! We’ll show you how we can help.


Downtown: 613-549-3901 Fax 613-549-6593

West end: 613-384-5555   Fax 613-384-9485

North end: 613-531-6056  Fax 613-531-8248

KGH branch 613-507-5746 Fax 613-507-5747