Personal Accounts

Chequing Accounts

At KCCU we do our best to find a chequing account that best suits your lifestyle for less than the big banks.
Contact us at any one of our four locations to arrange to open one today!!!
Ask us about our Round-Up feature available to help you save using your debit card!

The Personal Onepersonal one

Chequing/Savings Account
Maintain a minimum monthly balance of $900
and chequing charges are waived
(if balance falls below $900 then each debit is 49¢)

Features and Benefits:

like all free*Cheap Chequing

Student Chequing Account for anyone 17 to 25

Features and Benefits:

*FEE FREE

Kiss packageValue Plus Package Account - $3.95 / Month

Features and Benefits:

Kiss PlusKiss Package Account - $8.85 /Month

Features and Benefits:

Kiss Plus Package Account - $11.95 /Month

Value PackageFeatures and Benefits:

 

*The "It" Account 

Self Serve chequing account

Value PackageFeatures and Benefits:  

  • No Monthly Fee 
  • No Minimum Monthly Balance Required 
  • Free Unlimited Chequing 
  • Free Unlimited debit transactions in Canada
  • Free unlimited electronic and pre-authorized debits and credits
  • Free unlimited bill payments paid online and at KCCU’s ATMs
  • Free online statements with cheque images 
  • Free first order of 50 basic personalized cheques
  • Free MemberDirect® online/mobile
  • Free Me-2-Me transfers
  • email money transfers (via MemberDirect® )
  • Access to Online/Mobile/Smartphone app
  • Access to surcharge-free ATM network (The Exchange®)
  • Interest paid monthly, calculated on minimum daily balance

Applicable Full Service Fee Note:

In-branch/over the phone transactions are subject to fees as follows:

  • Over the counter transactions (debit/credit) $1.00/transaction fee
  • Over the counter bill payment $1.25/transaction plus $1.00/transaction fee 
  • Sundry Items (office cheque, certified cheque, etc... Applicable sundry charge plus $1.00/transaction fee 
  • In branch/over the phone inquiries/requests $2.00/transaction plus transaction fee (if applicable) 
  • Automatic transfer set up fee in branch/over the phone $2.00
  • Statement or Account Information $2.00 per item.

*FEE FREE

*The Golden Account for Seniors

Golden SeniorsFor our Members 59 years and older.

Features and Benefits:

*FEE FREE

Fat CatSavings Accounts

FAT CAT®  Account For Children

Features and Benefits:

       "Let Us Help Make Banking Fun"

Headstart

The HEADSTART® Account

Features and Benefits:

Special Savings

Special Savings Account

Features and Benefits:

High Interest Savings Account (HISA)  *New*

Features and Benefits:

  • For members wanting a more flexible GIC alternative
  • One (1) free debit per month then $5.00 for any additional debits
  • Free MemberDirect®, online, Smartphone and mobile
  • Tiered interest
  • Interest paid monthly, calculated on minimum daily balance
  • One (1) per membership
  • no debit card access

U.S. Dollar Savings Account

Savings Account

No service charges if you maintain $1,000 minimum monthly balance

Features and Benefits:

  • 55¢ for any additional debit (if balance falls below $1,000)
  • no chequing privileges
  • Free record keeping
  • Free MemberDirect® online, Smartphone and mobile ( balance inquiries only)
  • Interest paid monthly, calculated on minimum daily balance

® FAT CAT, HEADSTART, MEMBERDIRECT and MEMBERDIRECT Design are registered trade-marks, MEMBER CARD and MEMBER CARD & Design are registered certification marks owned by Canadian Credit Union Association, used under license.